Description: This Letter to the Editor is a response by the author of the article 'Predictive Modeling with Consumer Data' to two previously published Letters to the Editor. From The Actuary, February 2012, Volume 9, Issue 1.

Description: The first Intercompany Study of the Long-Term Care LTC Experience 1984-1991 Committee has been completed. It is the first public report on experience of lives insured under private insurance plans, and covers morbidity, claim characteristics, persistency and home care.

Description: The military retirement system is a funded, noncontributory, defined-benefit plan that includes nondisability retired pay, disability retired pay, and survivor annuity programs. This article discusses the additional benefits created by the Military Retirement Reform Act of 1986.

Description: This is article No. 8 in a series that discusses the second notation proposal from Australia and New Zealand. In March 1976, a subcommittee of the Institute of Actuaries of Australia and New Zealand put forward another actuarial notation proposal.

Description: This article discusses the problems facing long-term care insurance. These include slowing sales, large premium increases and carriers exiting the market. The author suggests that the public needs to be better educated and that insurers need to find innovative ways to design products that are sustainable, yet sufficiently affordable to be attractive to a wide variety of buyers.

Description: Four experts offer their insights into long term care and long term care insurance.

Description: Describes a process to develop a good forecast. Also provides an example.

Description: This article highlights the research projects under review by the Research Policy Committee. It also invites submission of other projects with the caveat that ideas submitted without an offer of partial or complete funding will have a lower priority level.

Description: The author notes the decline in the study of compound interest and the effect of computers on the subject.

Description: The article discusses the implications of life insurance company taxation as a result of the passage of the Tax Equity and Fiscal Responsibility Act of 1982 TEFRA. In the analysis, a new classification system was developed based on the amount of Special Deductions allowed under Section 809f of the Tax Code.